Buying a house in Poland

You find a house online that looks good, but you live in another country. We look for you: at the house, at the seller and at the paperwork.

Tim van Corven, who views the houses in Poland in person

Tim van Corven lives in Poland, speaks English and can be at the property within a few days.

Already have a house in mind? Send us the link to the listing and we will tell you what stands out and what you should ask. That costs nothing.

On the left the house as it appears in the listing photo, on the right the same house with the defects you only see on site: a crack in the wall, a damp patch and a worn roof edge In the photo In reality
The same house. You only see the difference when someone goes there in person.
English-speaking contactOn the ground in PolandIndependent of seller and agentNo sales commission

Why buying from a distance goes wrong

The rules are rarely the hardest part. It goes wrong on the things you cannot see from home.

You see photos, not a house

Damp, foundations, roof and services rarely make it into the photos. What a listing calls “to renovate” can mean a new roof or just a lick of paint.

You don’t know the other party

Who is selling, and why? A story that would sound odd at home sounds just as odd in Polish. You just can’t hear it.

You can’t read the paperwork

The Polish land and mortgage register, the księga wieczysta, is public and online. It lists mortgages, easements and seizures, in Polish and in legal jargon.

The notary works differently

In Poland a property can only change hands by notarial deed. The notary is impartial and does not check whether your side of the deal is a sensible one.

What we do for you

Viewing the house

We go there ourselves and photograph what an agent leaves out. For a technical survey a building engineer comes along.

Checking the seller and the paperwork

Who owns the property according to the land register, does that match the person you are dealing with, and is anything registered against it that you don’t want to take on.

Negotiating, and the notary

We negotiate with the seller or their agent on your behalf. At the notary we go through the deed with you and translate what it says before you sign.

Searching beyond the listings

Much of what sells in Poland never appears online. You find it by talking to people locally, not by trawling portals.

Besides buying, we also help with renting, with selling a house and with moving to Poland. After the purchase there is property management in Poland, for a house you don’t live in yourself.

Our network

For anything outside our own work, we use professionals we know:

  • Notary
  • Lawyer
  • Tax adviser
  • Estate agent
  • Building engineer
  • Structural engineer, architect, geologist and land surveyor
  • Builder who hands over homes ready to move into
  • Maker of saunas, tiny houses and wooden holiday homes
  • Removal company

How it works

  1. You tell us your situation. What you want (to buy, rent, sell or move), in which region, and how far along you are. By email or WhatsApp, and that costs nothing.
  2. You or us. You can search yourself, on the Polish property portals where part of the market is listed. Or we go out with your wishes, beyond the listings too, and come back with a shortlist.
  3. We agree what is needed. One viewing, a full check, or help all the way to the deed. You know the cost in advance.
  4. We go there. You get a report with photos, findings and what we would do in your place.

What you need to know about buying in Poland

Do you need a permit from the Ministry of the Interior?
EU, EEA or Swiss citizen
No permitNot for a house, a flat or a building plot.
Other nationality, buying a flat
Usually no permitA flat that is a separate unit is generally exempt.
Other nationality, buying a house or land
Permit generally neededThis includes UK and US citizens. Check it with the notary before you pay a deposit.

General outline. There are exceptions, for example for people who have lived in Poland for some years. Farmland and forest have extra rules that apply to every buyer, Polish buyers included. Have your own case checked before you sign anything.

Do you need a permit?

Citizens of the EU, the EEA and Switzerland don’t. Other nationalities generally need a permit from the Polish Ministry of the Interior for land or a house with land; a flat that is a separate unit is generally exempt. Who needs what.

Farmland is a separate matter

Agricultural land falls under the Polish agricultural land act, which applies to Polish buyers as well. From 0.3 hectares the state agency KOWR has a right of first refusal and the purchase goes through two deeds; from 1 hectare you need farmer status or consent. A cottage with a meadow behind it can easily fall under this. What applies by area.

What does it really cost?

On top of the price you pay transfer tax, the notary, the land register and translation. We work out what that comes to in your case beforehand; it depends on the type of property and on the seller.

Living there, or just owning?

A holiday home, letting it out or actually moving are three different routes, with different consequences for tax and registration.

Outline based on the Polish statutes: the act on the acquisition of property by foreigners, the agricultural land act (consolidated text July 2026, via isap.sejm.gov.pl), the forest act (May 2026, via api.sejm.gov.pl) and figures from the state agency KOWR. The land rules were last checked in August 2026. General information, not legal advice. The exceptions are on permits and land rules.

Read more

Frequently asked questions

Do I need a permit to buy a house in Poland as a foreigner?

That depends on your nationality. Citizens of the EU, the EEA and Switzerland do not need a permit from the Polish Ministry of the Interior. Other nationalities, UK and US citizens included, generally need one to buy land or a house with land, while a flat that is a separate unit is generally exempt. Check your own case with the notary before you sign anything; we can help you ask.

Do I have to come to Poland myself?

Not for the viewing, we do that. For the notarial deed you either attend in person or give someone a power of attorney. We talk through beforehand which suits your situation.

Do you speak English?

Yes. We work with you in English. Contact with the seller, the agent and the notary is in Polish.

Are you estate agents?

No. We have no properties of our own and earn nothing from the other side. We work for you, whether you are buying, renting or selling, and that is the difference.

Can you also help with renting and moving to Poland?

Yes. We look for a home to rent or buy, arrange the move with a removal company we know, and sort out locally what needs to be ready when you arrive. That includes students looking for a room or a flat.

Can you help if I already have a house in mind?

Yes, that is the question we get most. Send the link to the listing and we will tell you what stands out and what you should ask.

A house in mind, or still looking around?

Send the link to the listing or describe what you are looking for. You will get an answer within two working days from someone who knows the area.

Or email us directly at info@huiskopeninpolen.nl.